Monday, 22 July, 2019

Privacy Policy

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Effective Date: March 7, 2018
This Privacy Notice (“Notice”) applies to personal customer information obtained by the Company through our
services to which this Notice is linked or referenced to, including direct marketing programs, our websites and mobile
apps (collectively, the “Services”)

The Notice describes the types of personal information we obtain about customers, how we use the information and
with whom we share it. We also describe the measures we take to protect the security of the information and how
you can contact us about our privacy practices. The Services are for a general audience, are not targeted to children,
and we do not knowingly collect personal information from children under 13 years of age.
Information We Obtain
We obtain personal information about customers through the Services, publicly and commercially available sources
and from our Company affiliates and/or business partners. The types of personal information we may obtain include:

Contact information (such as name, postal address, email address and telephone and/or mobile numbers);
Username and password when you register through our Services;
Geolocation data;
Other information you may provide to us, such as through our “Submit a Request” or “Contact Us” feature.

Information Obtained by Automated Means Through Our Services
We also may obtain certain information through our Services by automated means, such as cookies (including HTTP,
HTML5 and Flash cookies), web beacons, web server logs, JavaScript and similar technologies, including technologies
designed to obtain information regarding your use of our Services. The information we obtain in this manner may
include IP address, mobile device advertising ID, browser characteristics, device characteristics, operating system,
language preferences, referring URLs, information on actions taken on our Services, and dates and times you access or
use the Services. In connection with our mobile apps, we also may obtain your phone number and details about your
mobile carrier.
A “cookie” is a file that websites send to a visitor’s computer or other Internet-connected device to uniquely identify
the visitor’s browser or to store information or settings in the browser. A “web beacon” also known as an Internet tag,
pixel tag or clear GIF, links web pages to web servers and their cookies and may be used to transmit information
collected through cookies back to a web server. Through these automated collection methods, we obtain “clickstream
data,” which is a log of the links and other content on which a visitor clicks while browsing a website. As the visitor
clicks through the website, a record of the action may be collected and stored. We also may use similar automated
means to obtain and store information regarding your actions while using our mobile apps.
We may link certain data elements obtained through automated means, such as your browser or device information,
with other information we have obtained about you to let us know, for example, whether you have opened an email
we sent to you, what search queries you may have run and what advertisements you may have seen on our Services or
on third-party websites and apps. Your browser may tell you how to be notified when you receive certain types of

cookies or how to restrict or disable certain types of cookies. You also may be able to delete your Flash cookies or
adjust your Flash cookie settings by visiting the Adobe Flash Website Storage Settings Panel and Global Storage
Settings Panel. Please note, however, that without cookies you may not be able to use all of the features of our
Services. Your device settings also may allow you to prohibit mobile app platforms (such as Apple and Google) from
sharing certain information obtained by automated means with us through our apps or other app developers.
The providers of third-party apps, tools, widgets and plug-ins on our Services, such as social media sharing tools, also
may use automated means to collect information regarding your interactions with these features.
This information is collected directly by the providers of those features and is subject to the privacy policies or notices
of those providers. The Company is not responsible for those providers’ information practices. How We Use the
Information We Obtain We may use the information collected from and about you to: Provide our products and
services; Create and manage online accounts; Send promotional materials, alerts regarding available offers and other
communications, including communications through the Services and outside of the Services, such as via email and
through third-party websites and apps; Communicate about, and administer participation in, special events,
promotions, programs, offers, surveys, contests and market research; Respond to inquiries from you and other third-
parties, including inquiries from law enforcement agencies; Anonymized personal information to provide third parties
with aggregated data reports showing anonymized information and other non-personal information; Supplement your
personal information collected from you with additional information from publicly and commercially available sources,
and/or information from Company affiliates and our business partners; Associate your browser and/or device with
other browsers or devices you use for the purpose of providing relevant and easier access to content, advertising
across browsers and devices, and other operational/business purposes; Operate, evaluate and improve our business
(including developing, enhancing, analyzing and improving our Services; managing our communications; performing
data analytics; and performing accounting, auditing and other internal functions); Protect against, identify and prevent
fraud and other unlawful activity, claims and other liabilities; and Comply with and enforce applicable legal
requirements, relevant industry standards, contractual obligations and our policies. In addition, we and our third-party
service providers may use information collected through automated means including cookies, web beacons, web
server logs, JavaScript and similar technologies for purposes such as (1) customizing our users’ visits to and use of our
Services, (2) delivering content (including advertising) tailored to our users’ interests and the manner in which our
users use our Services, and (3) managing our Services and other aspects of our business. We may use third-party
analytics services on our Services, such as those of Google Analytics. The analytics providers that administer these
services use technologies such as cookies, web beacons, web server logs and similar technologies to help us analyze
your use of the Services. The information collected through these means may be disclosed to these analytics providers
and other relevant third parties who use the information, for example, to evaluate use of the Services. To learn more
about how to opt out of Google Analytics services, please visit the link below: Google Analytics: We also may use your personal information in other ways for which we
provide specific notice at the time of collection. Interest-Based Advertising On our sites, apps and/or emails we and
our third-party service providers may obtain information about your activities to provide you with advertising about
products and services tailored to your individual interests. We and our third-party service providers also may obtain
information for this purpose from third-party websites and apps. This section of our Privacy Notice provides details
and explains how to exercise your choices. We engage third-party advertising networks to help us target our
messaging to visitors through interest-based and contextual means. Through these ad networks, we can track your
online activities over time and across third-party websites and apps by obtaining information through automated
means, as described above. The ad networks use this information to show you advertisements on our Services or other
third-party websites and apps that may be tailored to your individual interests. The information ad networks may
obtain on our behalf includes data about your visits to websites and use of apps that serve our advertisements, such as
the pages or ads you view and the actions you take on those websites or apps. This data collection takes place both on
our sites, apps and emails and on third-party websites and apps that participate in these ad networks. This process
also helps us track the effectiveness of our marketing efforts. To learn how to opt out of this ad network interest-
based advertising, click here or here in the US. click here in Canada. To the extent required by applicable law, we will
obtain your consent before using your information for interest-based advertising.

Information We Share We may share customer personal information as described above with Our subsidiaries and
affiliates, any of whom may use your personal information consistent with this Privacy Notice or for the subsidiary’s or
affiliate’s own purposes, including marketing purposes. Service providers in the US and other jurisdictions who
perform services on our behalf. Our third party clients or business partners, such as advertisers and social media
services and other third parties, for those third parties’ own marketing purposes, such as to serve targeted
advertisements. In addition, when the information collected from or about you does not identify you as a specific
person, we may share it with third parties. We may further disclose information about you (1) if we are required to do
so by law or legal process, (2) to law enforcement authorities or other government officials, and (3) when we believe
disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation
of suspected or actual fraudulent or illegal activity. We also reserve the right to transfer personal information we have
about you in the event of a proposed or completed sale or transfer of all or a portion of our business or assets
(including in the event of a reorganization, dissolution or liquidation).Your Choices We offer you certain choices in
connection with the personal information we obtain about you, such as how we communicate with you. To update
your preferences, ask us to remove your information from our marketing mailing lists or submit a request, please
contact us as outlined in the How To How To Contact Us section below. You also can unsubscribe from our marketing
mailing lists by following the “Unsubscribe” link in our emails. To learn more about how to opt out of ad network
interest-based advertising, please visit the customer opt-out pages at: In the US:
and In Canada:, Reviewing,
Updating and Modifying Personal Information You have the right to access, review, update, and correct inaccuracies in
your personal information in our custody and control, subject to certain exceptions prescribed by law. You may
request access, updates to and corrections of inaccuracies in your personal information by emailing or writing to us at
the contact information set out below. We may request certain personal information for the purposes of verifying the
identity of the individual seeking to access or update his/her personal information records. Notice to California
Residents Subject to certain limitations, California residents may ask us to provide them with (1) a list of certain
categories of personal information that we have disclosed to third parties for their direct marketing purposes during
the immediately preceding calendar year, and (2) the identity of those third parties. To make this request, California
residents may contact us as specified in the How to Contact Us section below. How We Protect Personal Information
We maintain administrative, technical and physical safeguards designed to protect the personal information we have
about you against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure or use.
Transfers of Information The Services may be hosted in and managed from a country outside the country in which you
initially provided the information, including the United States. We may transfer the personal information we collect
about you to the United States and/or another country, which may not be deemed to have the same data protection
laws as the country in which you initially provided the information. When your personal information is in such
countries, it may be accessed by the courts, law enforcement and national security authorities in accordance with
applicable law. If you are a user located outside the United States or the country to which your information may be
transferred, you understand and consent to having any personal information processed in the United States and/or
such country. Your consent includes the use of cookies and other tracking technologies as described above. When we
transfer your information, we will protect that information as described in this Notice. Links to Third-Party Sites, Apps
and Services For your convenience and information, our Services may provide links to third-party sites, apps and
services that may be operated by companies not affiliated with the Company. These companies may have their own
privacy notices or policies, which we strongly suggest you review. We are not responsible for the privacy practices of
any sites, apps or services not owned by us. Updates to Our Privacy Notice This Privacy Notice may be updated
periodically and without prior notice to you to reflect changes in our personal information practices. For significant
changes, we will notify you by posting a prominent notice on our Services indicating at the top of the Notice when it
was most recently updated. How To Contact Us If you have any questions or comments about this Privacy Notice or
the manner in which we or our service providers treat your personal information, would like to exercise your choices,
or would like us to update information we have about you or your preferences, please contact us at: